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Credit Analyst


Houston, TX, US, 77010

Req ID:  81279
Facility:  One Houston Center-130
Department:  Polymers Credit
Division:  Olefins and Polyolefins and Global Procu


Roles & Responsibilities

  • Set credit guidelines for their respective areas of responsibility to meet business objectives and control Accounts Receivable risk exposure.
  • Evaluate customers and country risks within the guideline of the credit policy.
  • Understanding and ensure compliance with established credit standards, policies, and procedures and monitor credit exposures.
  • Contribute to optimize the working capital of the Enterprise by efficient Account Receivable management, in conjunction with the Business, Sales and Finance groups.
  • Implement the global credit strategy in the respective areas of responsibility.
  • Maintaining an efficient risk management system – including business and country risk – for the customers company’s portfolio in order to allow and steer prompt decision making.
  • Working co-operatively with Business and Sales management to assess credit worthiness of customers.
  • Preventing, reducing and managing credit losses when occurred.
  • Consulting business and sales on developing business in markets/customers with high credit risk.
  • Propose and implement long term solutions with problematic or high maintenance customers.
  • Support Credit Assistants in managing cash collection, cash activities and trade finance tasks.
  • Developing financial strategies to reduce / hedge exposure qt customers / markets with high credit risk.
  • Participate and/or lead credit related projects.
  • Consult / support the credit manager on improvements regarding credit processes and procedures.
  • Back up the credit manager in her/his temporary absence/unavailability.

Min. Qualifications

  • Bachelor’s degree in Finance, Economics, Business Administration, or other related area – or at least 5 years’ experience in a credit function with a non-business degree.
  • Analytical skills with the ability to propose creative ideas to conduct business in risky environments.
  • Good interpersonal communication, reporting and presentation skills.
  • Ability to work in a team in a multinational environment.
  • Self-starter, proactive, able to take initiatives as well as to take quick decisions based on calculated risks.
  • Strong work ethic and ability to work in a fast-paced environment.
  • Leadership and ability to develop others: coaching and mentoring skills.
  • Determination, energy and positive influence skills.
  • Contextual thinking: understanding the impact of actions/decisions on the whole credit / business / SC process. #LI-BG1


Builds effective teams
Cultivates innovation
Customer focus
Demonstrates courage
Drives results
Ensures accountability
Instills trust and exemplifies integrity


LyondellBasell (NYSE: LYB): As a leader in the global chemical industry, LyondellBasell strives every day to be the safest, best operated and most valued company in our industry. The company’s products, materials and technologies are advancing sustainable solutions for food safety, access to clean water, healthcare and fuel efficiency in more than 100 international markets. LyondellBasell places high priority on diversity, equity and inclusion and is Advancing Good with an emphasis on our planet, the communities where we operate and our future workforce.  The company takes great pride in its world-class technology and customer focus. LyondellBasell has stepped up its circularity and climate ambitions and actions to address the global challenges of plastic waste and decarbonization. In 2022, LyondellBasell was named as one of FORTUNE Magazine's "World's Most Admired Companies" for the fifth consecutive year. For more information, please visit or follow @LyondellBasell on LinkedIn.

Nearest Major Market: Houston

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