Apply now »

Credit Analyst

Location: 

Houston, TX, US, 77010

Req ID:  79699
Facility:  One Houston Center-130
Department:  Polymers Credit
Division:  Finance

LyondellBasell

Basic Function

LyondellBasell (NYSE: LYB) is one of the largest plastics, chemicals and refining companies in the world. Driven by its employees around the globe, LyondellBasell produces materials and products that are key to advancing solutions to modern challenges like enhancing food safety through lightweight and flexible packaging, protecting the purity of water supplies through stronger and more versatile pipes, improving the safety, comfort and fuel efficiency of many of the cars and trucks on the road, and ensuring the safe and effective functionality in electronics and appliances. LyondellBasell sells products into more than 100 countries and is the world's largest producer of polypropylene compounds and the largest licensor of polyolefin technologies. In 2020, LyondellBasell was named to Fortune Magazine's list of the "World's Most Admired Companies" for the third consecutive year.

Roles & Responsibilities

  • Set credit guidelines for their respective areas of responsibility to meet business objectives and control Accounts Receivable risk exposure.
  • Evaluate customers and country risks within the guideline of the credit policy.
  • Understanding and ensure compliance with established credit standards, policies, and procedures and monitor credit exposures.
  • Contribute to optimize the working capital of the Enterprise by efficient Account Receivable management, in conjunction with the Business, Sales and Finance groups.
  • Implement the global credit strategy in the respective areas of responsibility.
  • Maintaining an efficient risk management system – including business and country risk – for the customers company’s portfolio in order to allow and steer prompt decision making.
  • Working co-operatively with Business and Sales management to assess credit worthiness of customers.
  • Preventing, reducing and managing credit losses when occurred.
  • Consulting business and sales on developing business in markets/customers with high credit risk.
  • Propose and implement long term solutions with problematic or high maintenance customers.
  • Support Credit Assistants in managing cash collection, cash activities and trade finance tasks.
  • Developing financial strategies to reduce / hedge exposure qt customers / markets with high credit risk.
  • Participate and/or lead credit related projects.
  • Consult / support the credit manager on improvements regarding credit processes and procedures.
  • Back up the credit manager in her/his temporary absence/unavailability.

Min. Qualifications

  • Bachelor’s degree in Finance, Economics, Business Administration, or other related area – or at least 5 years’ experience in a credit function with a non-business degree.
  • Analytical skills with the ability to propose creative ideas to conduct business in risky environments.
  • Good interpersonal, communication, reporting and presentation skills.
  • Ability to work in a team in a multinational environment.
  • Self-starter, proactive, able to take initiatives as well as to take quick decisions based on calculated risks.
  • Strong work ethic and ability to work in a fast-paced environment.
  • Leadership and ability to develop others: coaching and mentoring skills.
  • Determination, energy and positive influence skills.
  • Contextual thinking: understanding the impact of actions/decisions on the whole credit / business / SC process.

#LI-Hybrid

#LI-RC1

Competencies

Builds effective teams
Collaborates
Cultivates innovation
Customer focus
Demonstrates courage
Drives results
Ensures accountability
Instills trust and exemplifies integrity

LyondellBasell (NYSE: LYB) is one of the largest plastics, chemicals and refining companies in the world. Driven by its employees around the globe, LyondellBasell produces materials and products that are key to advancing solutions to modern challenges like enhancing food safety through lightweight and flexible packaging, protecting the purity of water supplies through stronger and more versatile pipes, improving the safety, comfort and fuel efficiency of many of the cars and trucks on the road, and ensuring the safe and effective functionality in electronics and appliances. LyondellBasell sells products into more than 100 countries and is the world's largest producer of polypropylene compounds and the largest licensor of polyolefin technologies. In 2022, LyondellBasell was named to Fortune Magazine's list of the "World's Most Admired Companies" for the fifth consecutive year.

 

We have the potential — and responsibility — to use this scale and reach to make a positive impact across our value chains. That’s why we are working to make meaningful progress to address some of the world’s most pressing challenges such as reducing plastic waste in the environment, helping to mitigate climate change and contributing to a thriving society for our employees, the communities where we operate and the people who depend on our products. To learn more, click here.

 

Must be at least 18 years of age and must be legally authorized to work in the United States (US) on a permanent basis without visa sponsorship.

 

LyondellBasell does not accept or retain unsolicited résumés or phone calls and/or respond to them or to any third party representing job seekers.

 

LyondellBasell is an equal opportunity employer.  We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, and other protected characteristics.  The US EEO is the Law poster is available here.


Nearest Major Market: Houston

Apply now »