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Credit Analyst


Houston, TX, US, 77010

Req ID:  76855
Facility:  One Houston Center-130
Department:  Credit, Polyolefins & International Amer
Division:  Finance

LyondellBasell (NYSE: LYB) is one of the largest plastics, chemicals and refining companies in the world. Driven by its employees around the globe, LyondellBasell produces materials and products that are key to advancing solutions to modern challenges like enhancing food safety through lightweight and flexible packaging, protecting the purity of water supplies through stronger and more versatile pipes, improving the safety, comfort and fuel efficiency of many of the cars and trucks on the road, and ensuring the safe and effective functionality in electronics and appliances. LyondellBasell sells products into more than 100 countries and is the world's largest producer of polypropylene compounds and the largest licensor of polyolefin technologies. In 2021, LyondellBasell was named to Fortune Magazine's list of the "World's Most Admired Companies" for the fourth consecutive year.

Basic Function

The Credit Analyst will set credit guidelines for their respective areas of responsibility to meet business objectives & control Accounts Receivable risk exposure. Evaluate customers and country risks within the guideline of the credit policy. Understand and ensure compliance with established credit standards, policies, and procedures and monitor credit exposures. Contribute to optimize the working capital of the Enterprise by efficient Account Receivable Management, in conjunction with the Business, Sales and Finance groups. Implement the Global Credit strategy in the respective areas of responsibility. 

Roles & Responsibilities

  • Maintaining an efficient risk management system – including business and country risk - for the customers company’s portfolio in order to allow and steer prompt decision making. 
  • Working co-operatively with Business and Sales Management to assess credit worthiness of customers by doing in depth financial analysis of the assigned customers.
  • Establish a strong relationship with Customer Fulfillment as to review and release of orders on hold.
  • Preventing, reducing and managing credit losses when occurred.
  • Support Credit Collection Specialists in managing cash collection, cash activities and trade finance tasks.
  • Portfolio review with Sales to provide targeted information on late payers and medium to high risk accounts.
  • Propose and implement long term solutions with problematic or high maintenance customers.
  • Consulting business and sales on developing business in markets/customers with high credit risk.
  • Developing financial strategies to reduce / hedge exposure at customers / markets with high credit risk. 
  • Participate and/or lead credit related projects.
  • Consult / support the Credit Manager on improvements regarding credit processes and procedures.
  • Back up the Credit Manager in her / his temporary absence / unavailability.

Min. Qualifications

  • Bachelor's degree in Finance, Economics, Business Administration, or related field, and a minimum of 5 years’ experience in a credit function.
  • Analytical skills with the ability to propose creative ideas to conduct business in risky environments.
  • Good interpersonal, communication, reporting and presentation skills.
  • Ability to work in a team in a multinational environment.
  • Self-Starter, proactive, able to take initiatives as well as to take quick decisions based on calculated risks.
  • Strong work ethic and ability to work in a fast-paced environment.
  • Leadership and ability to develop others: coaching and mentoring skills.
  • Determination, energy and positive influence skills.
  • Contextual thinking: understanding the impact of actions/decisions on the whole credit / business / SC process


  • Unquestionable, Impeccable Ethics and Integrity:  will not waiver from doing the right thing under any circumstances; objective at all times and in all situations, always operates free from bias.
  • Decision Quality:  makes good decisions based upon a mixture of analysis, wisdom, experience, and judgment; most of his/her solutions and suggestions turn out to be correct and accurate when judged over time; sought out by others for advice and solutions.
  • Drive for Results:  can be counted on to exceed goals successfully; is constantly and consistently one of the top performers; very bottom-line oriented; steadfastly pushes self and others for results.
  • Negotiating:  can negotiate skillfully in tough situations with both internal and external groups; can settle differences with minimum noise; can win concessions without damaging relationships; can be both direct and forceful but also diplomatic; quickly gains trust of other parties to the negotiations; has a good sense of timing.
  • Excellent verbal and written communication skills; able to communicate clearly and concisely, both in written and verbal formats, within a multi-cultural environment;                         
  • High intelligence, focus, energy and drive, professional sophistication, detail and results oriented and able to perform well in a fast-paced, rapid-growth environment where there is a continuing commitment to the highest quality of operations and staff. 


Builds effective teams
Cultivates innovation
Customer focus
Demonstrates courage
Drives results
Ensures accountability
Instills trust and exemplifies integrity

Must be at least 18 years of age and must be legally authorized to work in the United States (US) on a permanent basis without visa sponsorship.


LyondellBasell does not accept or retain unsolicited résumés or phone calls and/or respond to them or to any third party representing job seekers.


LyondellBasell is an equal opportunity employer.  We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, and other protected characteristics.  The US EEO is the Law poster is available here.

Nearest Major Market: Houston

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