Credit Analyst

Day in the Life:

• Set credit guidelines for their respective areas of responsibility to meet business objectives and control Accounts Receivable risk exposure. 
• Evaluate customers and country risks within the guideline of the credit policy. 
• Understanding and ensure compliance with established credit standards, policies, and procedures and monitor credit exposures. 
• Contribute to optimize the working capital of the Enterprise by efficient Account Receivable management, in conjunction with the Business, Sales and Finance groups. 
• Implement the global credit strategy in the respective areas of responsibility. 
• Maintaining an efficient risk management system – including business and country risk – for the customers company’s portfolio in order to allow and steer prompt decision making. 
• Working co-operatively with Business and Sales management to assess credit worthiness of customers. 
• Preventing, reducing and managing credit losses when occurred. 
• Consulting business and sales on developing business in markets/customers with high credit risk. 
• Propose and implement long term solutions with problematic or high maintenance customers. 
• Support Credit Assistants in managing cash collection, cash activities and trade finance tasks. 
• Developing financial strategies to reduce / hedge exposure qt customers / markets with high credit risk. 
• Participate and/or lead credit related projects. 
• Consult / support the credit manager on improvements regarding credit processes and procedures. 
• Back up the credit manager in her/his temporary absence/unavailability.

You Bring This Value:

• Bachelor’s degree in Finance, Economics, Business Administration, or other related area – or at least 5 years’ experience in a credit function with a non-business degree. 
• Analytical skills with the ability to propose creative ideas to conduct business in risky environments. 
• Good interpersonal communication, reporting and presentation skills. 
• Ability to work in a team in a multinational environment. 
• Self-starter, proactive, able to take initiatives as well as to take quick decisions based on calculated risks. 
• Strong work ethic and ability to work in a fast-paced environment. 
• Leadership and ability to develop others: coaching and mentoring skills. 
• Determination, energy and positive influence skills. 
• Contextual thinking: understanding the impact of actions/decisions on the whole credit / business / SC process.

This is What We Offer:

We offer employees a competitive total compensation package, which includes base pay and variable incentive pay programs. This supports a pay-for-performance culture, recognizing both individual and company performance, as well as benefit programs that are highly attractive and competitive within the markets for which we compete for talent.

• The Company's Global Remote Work Policy allows eligible employees the option to work up to three days a week from home.
• 401(k) Plan with Company Match
• Retirement (Pension) Plan
• Employee Stock Purchase Plan
• Educational Assistance
• Choice of Preferred Provider or Consumer Driven Medical Plan including Prescription Drug Coverage
• Dental, Vision and Employee Assistance Program
• Flexible Spending Accounts
• Life, AD&D and LTD Insurance

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