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Credit Analyst


Houston, TX, US, 77010

Req ID:  82799
Facility:  One Houston Center-130
Department:  Polymers & APS Credit
Division:  Finance


Day in the Life:


  • Set credit guidelines for their respective areas of responsibility to meet business objectives and control Accounts Receivable risk exposure. 
  • Evaluate customers and country risks within the guideline of the credit policy. 
  • Understanding and ensure compliance with established credit standards, policies, and procedures and monitor credit exposures. 
  • Contribute to optimize the working capital of the Enterprise by efficient Account Receivable management, in conjunction with the Business, Sales and Finance groups. 
  • Implement the global credit strategy in the respective areas of responsibility. 
  • Maintaining an efficient risk management system – including business and country risk – for the customers company’s portfolio in order to allow and steer prompt decision making. 
  • Working co-operatively with Business and Sales management to assess credit worthiness of customers. 
  • Preventing, reducing and managing credit losses when occurred. 
  • Consulting business and sales on developing business in markets/customers with high credit risk. 
  • Propose and implement long term solutions with problematic or high maintenance customers. 
  • Support Credit Assistants in managing cash collection, cash activities and trade finance tasks. 
  • Developing financial strategies to reduce / hedge exposure qt customers / markets with high credit risk. 
  • Participate and/or lead credit related projects. 
  • Consult / support the credit manager on improvements regarding credit processes and procedures. 
  • Back up the credit manager in her/his temporary absence/unavailability.

You Bring This Value:


  • Bachelor’s degree in Finance, Economics, Business Administration, or other related area – or at least 5 years’ experience in a credit function with a non-business degree. 
  • Analytical skills with the ability to propose creative ideas to conduct business in risky environments. 
  • Good interpersonal communication, reporting and presentation skills. 
  • Ability to work in a team in a multinational environment. 
  • Self-starter, proactive, able to take initiatives as well as to take quick decisions based on calculated risks. 
  • Strong work ethic and ability to work in a fast-paced environment. 
  • Leadership and ability to develop others: coaching and mentoring skills. 
  • Determination, energy and positive influence skills. 
  • Contextual thinking: understanding the impact of actions/decisions on the whole credit / business / SC process.

This is What We Offer:


We offer employees a competitive total compensation package, which includes base pay and variable incentive pay programs. This supports a pay-for-performance culture, recognizing both individual and company performance, as well as benefit programs that are highly attractive and competitive within the markets for which we compete for talent.


  • The Company's Global Remote Work Policy allows eligible employees the option to work up to three days a week from home.
  • 401(k) Plan with Company Match
  • Retirement (Pension) Plan
  • Employee Stock Purchase Plan
  • Educational Assistance
  • Choice of Preferred Provider or Consumer Driven Medical Plan including Prescription Drug Coverage
  • Dental, Vision and Employee Assistance Program
  • Flexible Spending Accounts
  • Life, AD&D and LTD Insurance




Builds effective teams
Cultivates innovation
Customer focus
Demonstrates courage
Drives results
Ensures accountability
Instills trust and exemplifies integrity


We are LyondellBasell – a leader in the global chemical industry creating solutions for everyday sustainable living. Through advanced technology and focused investments, we are enabling a circular and low carbon economy. Across all we do, we aim to unlock value for our customers, investors and society. As one of the world’s largest producers of polymers and a leader in polyolefin technologies, we develop, manufacture and market high-quality and innovative products for applications ranging from sustainable transportation and food safety to clean water and quality healthcare. For more information, please visit or follow @LyondellBasell on LinkedIn.


Must be at least 18 years of age and must be legally authorized to work in the United States (US) on a permanent basis without visa sponsorship.


LyondellBasell does not accept or retain unsolicited résumés or phone calls and/or respond to them or to any third party representing job seekers.


LyondellBasell is an equal opportunity employer.  We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, and other protected characteristics.  The US EEO is the Law poster is available here.

Nearest Major Market: Houston

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